Volkswagen Choice from Dwyers Volkswagen

Forward Thinking Finance from Dwyers Volkswagen

We're out to prove that there still are some guarantees in life. With Volkswagen Choice, you can enjoy your car without worrying about what the future will bring, providing peace of mind.

We've developed Volkswagen Choice - a flexible finance solution that provides you with the assurance of knowing exactly what the minimum value of your vehicle will be down the track.

  • Choose the Volkswagen that you love from a range of Volkswagen new and demo vehicles
  • Peace of mind knowing the minimum future value of your Volkswagen right from the start, so you know it will retain its value over time^
  • Be prepared for anything with convenient choices at the end of your contract
  • Personally tailored solutions, based on your term and vehicle usage
  • Opportunity to upgrade your Volkswagen to the latest model more often, enjoying the best innovations and new technologies

Simple Steps

Volkswagen Choice makes the process easy. Just a few steps and you'll be driving away in your new car, secure in the knowledge of the minimum value it will retain at the end of your term. Plus, you don't have to lock yourself into anything that will restrict your options down the track - what you do at the end of the term is up to you.

Trade In

The best part of Choice is that it's so easy to get into the latest, greatest Volkswagen! You can upgrade your vehicle at the end of your term by simply trading in your old vehicle for a brand new one under the Volkswagen Choice program to continue your journey.


Fallen in love? Can't bear to be parted? If that's the case, you can purchase your vehicle outright for the Guaranteed Future Value price you locked in at the start of the contract. Or we can help you refinance that amount if you have the intention of keeping your vehicle at the end of that period.


So long as you've kept to your agreed kilometres and taken good care of your vehicle, you can just return your vehicle to your Volkswagen dealership and know that we'll pay you the Guaranteed Future Value amount^. Couldn't be simpler!

Maintaining your vehicle

You’ve chosen the Volkswagen that’s perfect for you, invested time and money in bringing it home with you.

To protect your guaranteed minimum future value, your Volkswagen must be in an acceptable condition when you return it to us, and be within your stipulated kilometre limit.

Reasonable fair wear and tear from every-day use is only to be expected, but needs to stay within the guidelines set in your contract. You can find the specifics outlined in our Fair Wear and Tear Guide which can be downloaded below.

Volkswagen Choice FAQ

What models are available with Volkswagen Choice?

Volkswagen Choice is available across a range of new and demonstrator Volkswagen vehicles. You can talk to your local Volkswagen dealer for more specifics.

What finance terms are available with Volkswagen Choice?

You can use Volkswagen Choice in conjunction with any of our finance products, with terms ranging from 12 to 48 months depending on your needs.

What happens if I exceed the kilometre restrictions?

The kilometre limit is set at the start of your contract and should reflect how you are going to use your vehicle over the period of your finance contract. If you exceed it though, it's not a problem - you may be able to just pay an excess kilometre charge that will reduce the value of your Guaranteed Future Value.

What is the ‘acceptable condition’ of a vehicle?

This takes into account a vehicle’s age, kilometres and overall condition from mechanics to bodywork, electrics to upholstery - including the assumption of fair wear and tear (FWT) which is the amount of deterioration that would be reasonable. You can find more information about FWT by downloading our guide here.

Am I able to finance factory options, warranty and insurance under the Volkswagen Choice program?

Volkswagen Choice doesn't restrict you adding factory fitted options, warranty or eligible insurance products in your finance contract. To find out more, talk to your Business Manager about your options.

#Based on a drive away price of (1) $27,990 for the Tiguan 118TSI 5 door 6 speed manual (no added options), (2) $15,990 for the Polo 66TSI Trendline 5 door manual (no added options), Limited stock available, (3) $43,990 for the Amarok Trendline Dual Cab Ute TDI400 manual (no added options), to approved personal applicants of Volkswagen Financial Services Australia Pty Limited ABN 20 097 071 460 (Volkswagen Financial Services), Australian Credit Licence Number 389344 on a Consumer Loan over (1) 48, (2) 36, (3) 48 months with no deposit, uptake of the Volkswagen Choice program, annual percentage rate of (1) 7.78%, (2) 5.70%, (3) 7.78% and a final balloon payment of (1) $10,082, (2) $7,466, (3) $20,336. Total amount payable (1) $34,580.20 (2) $18,470.39, (3) $54,730.14. Standard fees and charges apply. Not available with other offers or to fleet, government or rental buyers. Full conditions are available on application.

*Comparison rate based on for (1) and (3) a 5 year secured consumer fixed rate loan of $30,000 and for (2) a 3 year secured consumer fixed rate loan of $10,000 . WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. +Manufacturer’s campaign driveaway price for new vehicles sold by 30 June 2015 and delivered by 31 July 2015. > Manufacturer's campaign driveaway price for new vehicles sold and delivered by 30 June 2015. +>Private buyers only, not available with any other offers. Options and metallic paint may be available for an additional cost. Volkswagen Group Australia reserves the right to change or extend all offers. Limited stock available.

~ $1,000 contribution available to approved applicants of Volkswagen Financial Services at participating Volkswagen dealers for new Volkswagen Passenger Vehicle stock vehicles financed with Volkswagen Financial Services who use a Volkswagen Choice product. $1000 contribution will be credited by Volkswagen Financial Services on application. Offer available for vehicles ordered from 13th April 2015 to 30th June 2015 and delivered by 31st July 2015. While stock lasts. Offer ends 30th June 2015. This offer is not available in conjunction with any other offer and may be varied or withdrawn at any time.

^The Volkswagen Choice Program consists of an option to require Volkswagen Financial Services to purchase your vehicle at the end of your Volkswagen Financial Services Chattel Mortgage, Consumer Loan or Hire Purchase for a value (known as the Guaranteed Future Value) determined by Volkswagen Financial Services and set out in your contract. The Guaranteed Future Value is not a representation by Volkswagen Financial Services as to the likely market value of your vehicle as at the end of your contract. The option is available on new and demonstrator Volkswagen vehicles for selected models only. Please verify with your dealership vehicles that are eligible for the program. If vehicles are not returned in an acceptable condition, as defined in the terms and conditions or exceed kilometre restrictions the Guaranteed Future Value will be reduced. See the Volkswagen Choice Fair Wear and Tear Guide, downloadable on this page, for more information on the required conditions and circumstances. The cost of the Volkswagen Choice Program is incorporated into the applicable interest rate. Please read the full terms and conditions. Please consider whether these products and services are appropriate for your circumstances. Before acting on any of the information on this page, please seek independent financial and tax advice. Full terms and conditions are available upon application. Available only to approved applicants of Volkswagen Financial Services. Subject to credit assessment. Fees and charges apply. Fleet, government, rental buyers, hire car and chauffeur companies are excluded. Available at participating Volkswagen dealers. Volkswagen Financial Services is a trading name of Volkswagen Financial Services Australia Pty Limited ABN 20 097 071 460. Australian Credit Licence 389344